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| Conforming Loans |
| Agency High-Balance Loans |
| Government Loans - USDA and VA |
| Non-Conforming / Portfolio Loans |
| Second Mortgages |
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Conforming Loans
Conforming Loans are underwritten to Fannie Mae or Freddie Mac guidelines. For 2-Family, 3-Family and 4-Family properties, the loan limits are higher. The loan limit shown is for properties located on the island of Oahu. Loan limits vary for each of the islands.
Maximum Amount: $625,500
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Agency High-Balance Loans
Agency High-Balance Loans are available at higher loan amounts and are underwritten to Fannie Mae and Freddie Mac guidelines. For 2-Family, 3-Family and 4-Family properties, the loan limits are higher. The limit shown is for properties located on the island of Oahu. Loan limits vary for each of the islands.
Maximum Amount: $793,750
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Government Loans - USDA and VA
USDA and VA Government Loans are available including High-Limit loans.
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Non-Conforming / Portfolio Loans
Non-Conforming (Portfolio) Loans provide more flexibility in terms of the borrower's and property underwriting requirements. They are also not limited by FNMA and FMAC maximum loan amounts.
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Second Mortgages
Second Mortgages include Fixed Rate Mortgages as well as Home Equity Lines of Credit (HELOCs)
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